DISABILITY INSURANCE


You hope it never happens to you... but what if it does? The reality is one third of all Americans between the ages 35 and 65 will become disabled for more than 90 days, according to the American Council of Life Insurers. One in seven workers will be disabled for more than five years. The loss of income can be so devastating that 46% of all home foreclosures are caused by a disability, according to the U.S. Department of Housing and Urban Development. Disability insurance replaces a portion of your income if you become disabled and are no longer able to work.


DISABILTY QUOTE
for Individuals

When your paychecks stop, your income shouldn't. If you were disabled tomorrow and your income stopped, could you continue to live without financial difficulty? If your answer is 'no' or you are unsure, it's time to take action.

Get a Disability Insurance Quote

DISABILTY QUOTE
for Businesses

Keep your business investment intact. What impact would your disability, a partner's or key-employee's disability  have on the business?

Get a Disability Insurance Quote

EXISITING POLICY EVALUATION

Just because your employer is providing you with some disability insurance does not mean you & your family will survive economicaly. The best employer-provided group plans cover a maximum of two thirds of your pay. Most people cannot afford to live with less than their currect monthly income. Could you survive? A Policy Evaluation will help answer.

Schedule Your Free Consultation


OTHER RESOURCES

Calculators

What are my chances of becoming disabled?
How much income do I need?
How much will I earn in my lifetime?

Financial Planning

It's for everyone regardless of age or income. Get a 'holistic' review of all aspects of your finances. LEARN MORE

Videos

WATCH THESE VIDEOS and learn more about Disability Insurance and its role in protecting your income.

Retirement & Estate Planning

Strategies & solutions for transferring wealth, assuring lifetime income, and maximizing Social Security benefits. LEARN MORE

FAQ

Disability Insurance basics. Your questions answered in just one click.
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FREE Telephone Consultations

Easy, relaxed phone consultations with a Certified Financial Planner (CFP®).
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